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Oakleafe Claims

COMMERCIAL
Case Studies

the incident

Fire & Smoke

Local landlord Mr C had a tenant that accidentally set fire to his vape shop. The fire and smoke ripped through the shop and all 4
flats above. A busy man with Over 50 properties in his portfolio we were asked to handle the claim and loss of rent for him so
that the process would be as quick as possible.

“I was introduced to Oakleafe Claims Scotland many years ago. Now and again we have a problem with one of our properties of this nature. I am very experienced in the property industry however when it comes to Insurance claims these are often very complex and time consuming. After they handled my first claim for me I realised
that not only were they much better at it than me but they achieved a far higher settlement than I ever would.”

How Oakleafe Claims Handled:
  • Met and negotiated with the insurers representatives.
  • Engaged chartered surveyors, structural & project managers.
  • Prepared & presented the claims to insurers.
  • Handled all communications.
  • Quantified the building loss.
  • Calculated the loss of rent and ICOW.
  • Ensured the quick turnaround of repairs.
The Final Result:

“I am a solicitor and my time is costly. Even though I am suitably qualified and able to oversee the process, these people are handling claims and insurance companies every day. They are professionals at this and coupled with the enormous experience Oakleafe Claims Scotland have it would be foolish to try to do
this myself. I often advise clients not to go into court without proper representation so why would you attempt to take on an insurance company without the same assistance in similar circumstances? Remember they are the only party who are representing your interests should you be unfortunate enough to have to submit an insurance claim.”

the incident

Fire

Mr P suffered a fire to his family business out of hours. Although the fire brigade attended promptly, the fire and associated smoke completely wrecked the entire property including all of the machinery. There was structural damage to the roof and steels supporting the brickwork. The building was also full of Asbestos.

“I contacted some well-known Loss Assessors who were interested until they realised this was not an easy claim and dropped me like a stone. Oakleafe Claims Scotland were recommended to me and took up the gauntlet on my behalf. Insurers were trying to kick the claim out on a technicality, thank goodness we had Oakleafe Claims Scotland on-board otherwise I dread to think where we would be now.

How Oakleafe Claims Handled:
  • Used our specialist knowledge to get the claim accepted.
  • Arranged for alternative premises and temporary machinery.
  • Handled all building works and structural repairs.
  • Negotiated business interruption costs.
  • Replaced machinery with brand new equipment.
  • Handled all ancilliary costs and contents claim.
The Final Result:

Mr P now has a brand new factory and state of the art equipment we managed to negotiate with insurers. His business was largely uninterrupted thanks to the speed of our organising alternative business premises and the rental of machinery.

“Very professionally they managed the situation, getting the claim accepted. They handled the entire process and negotiations with insurers. I now have a completely new factory and brand new machinery”

GET IN TOUCH

If you have been declined while trying to claim on your domestic or commercial insurance, we can help. We can also help with professional services, for example, Brokers, VAR Valuations and Managing Agents.

CALL OUR 24 HOUR INSURANCE CLAIM HELPLINE: 0141 538 1234

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