Oakleafe Claims

Covid Business Interruption
Insurance Claims

Making An Insurance Claim After Covid-19 Business Interruption

business interruption cover?

In January 2021 the Supreme Court found that certain insurers must meet their obligations regaarding business interruption claims suffered as a result of the National lockdowns enforced in 2020.

If you had business interruption cover in place during this period of insurance and your business suffered a loss then you may be entitled to claim for this loss from your insurer under your policy.

Not all policies will engage as the ruling is specific to certain wording and Insurers. Even so insurers that are liable to meet these claims continue to dispute them, so Oakleafe are here to support any businesses in getting the maximum amount of compensation they are entitled to.

We will review your Insurance policy documents for free and advise on your prospects via our traffic light triaging process. If we are able to assist, we operate on a success fee principle, effectively a No Win No Fee basis, meaning that if your claim is unsuccessful we will not receive any fees for our efforts.

Even if your insurer has already repudiated your claim, you may still be entitled to compensation. Please contact us for more information.

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Professionals On Your Side

Justifying how your business would be performing had the claim had not occurred is extremely challenging. You have to show to Insurers the company's performance historically, and other factors that could have influenced trading over the interrupted period. Markets are examined in your specific industry to see how it's performing generally, as well as local factors such as increases or decreases in your market share due to competition. Preparing, collating and presenting these to Insurers to maximise your entitlement is a time consuming and tactical exercise requiring significant experience, vision, and imagination.

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