Water pipe leaks can cause significant damage to your home, leading to costly repairs and house insurance claims. One of the most common types of domestic property damage claim in Scotland is escape of water damage, with £1.8 million being paid out for it every day*. Understanding the potential causes of water leaks, implementing preventive measures, and knowing what steps to take when making an insurance claim can save you from unnecessary stress and financial burden. In this blog, we will discuss the possible causes of water leaks, provide helpful tips on preventing them, and guide you through the process of making an insurance claim. If you require assistance with your claim, we recommend reaching out to Oakleafe for professional support.
Ageing or deteriorating pipes, joint connections, or faulty plumbing fixtures can result in water leaks. Regular maintenance and inspections can help identify and address such issues promptly.
Extreme weather conditions, such as freezing temperatures, can cause pipes to freeze and burst. Proper insulation and timely repairs can prevent this common cause of water leaks.
Damaged or improperly installed roofs can allow water to seep through, leading to leaks. Regular roof inspections and maintenance can help detect and rectify issues before they worsen.
Faulty washing machine hoses, water heaters, or dishwashers can develop leaks over time. Routinely check and replace worn-out or damaged components to prevent potential leaks.
Taking preventive measures can significantly reduce the risk of water leaks in your home:
If you discover a water leak in your home, follow these steps when making an insurance claim:
Take clear photographs and videos of the affected areas, highlighting the water leak and the resulting damage. This evidence will support your claim.
Notify your insurance company immediately about the water leak.
Keep any damaged materials, such as flooring, furniture, or personal belongings, as evidence for the insurance adjuster's assessment.
If you are unsure on how to claim on house insurance, consider reaching out to Oakleafe Claims for expert guidance and support throughout the claim process. They have extensive experience in handling insurance claims for water leaks.
Example: For instance, if you discover a water leak in your kitchen due to a burst pipe, follow the steps mentioned above. Take pictures and videos of the leak, inform your insurance provider, keep damaged cabinets or flooring as evidence. It is recommended to contact a Loss Assessor like Oakleafe Claims to help navigate through the claim process smoothly.
Water leaks can cause significant damage to your home, requiring you to make an insurance claim to cover the expenses. By understanding the potential causes of water leaks and implementing preventive measures, you can reduce the risk of such incidents. In case you need to make an insurance claim, it's crucial to document the damage, inform your insurance provider promptly, and seek professional assistance. Oakleafe Claims can provide the expertise and support you need during your claim process.
If you have been declined while trying to claim on your domestic or commercial insurance, we can help. We can also help with professional services, for example, Brokers, VAR Valuations and Managing Agents.